About Incred Holdings Limited Unlisted Shares

InCred is an innovative financial services company headquartered in India, committed to transforming the landscape of lending and financial solutions. The company operates with a vision to make finance accessible, simple, and efficient for individuals and businesses alike. InCred leverages advanced technology and analytics to provide a diverse range of financial products and services tailored to meet the unique needs of its customers.

Incred Holdings Limited is holding company of InCred Financial Services Limited (IFSL), holding 100% stakes.

InCred Holdings Limited (IHL) successfully expanded its financial services operations by merging KKR India Financial Services Limited (KIFSL) with the original InCred Financial Services Limited (IFSL). Following the merger, the new entity, initially named KIFSL, was rebranded as InCred Financial Services Limited and became a wholly-owned subsidiary of IHL. This strategic initiative unified the shareholder base by aligning the original IFSL shareholders with IHL, thereby simplifying and fortifying the company's ownership framework.

Key Offerings:

1. Personal Loans: InCred offers personal loans designed to provide individuals with quick and hassle-free access to funds for various personal needs such as medical expenses, travel, or debt consolidation.
2. Education Loans: The company provides education loans to support students in pursuing their academic goals, covering tuition fees, living expenses, and other related costs.
3. Home Loans: InCred facilitates home loans, enabling individuals to realize their dream of homeownership by offering competitive and flexible mortgage solutions.
4. Small Business Loans: Recognizing the importance of small businesses in the economy, InCred supports entrepreneurs with tailored financial solutions to fuel their business growth.

Milestones:

1. Inception and Founding: InCred was founded on the principles of innovation and customer-centricity. The company started its journey with the aim of addressing gaps in the traditional lending sector.
2. Expansion of Product Portfolio: Over the years, InCred has expanded its product offerings to include a comprehensive suite of financial solutions, ensuring a holistic approach to meeting the diverse needs of its customer base.
3. Technological Advancements: InCred has been at the forefront of leveraging technology to streamline processes, enhance customer experience, and optimize risk management. The incorporation of advanced analytics and digital platforms has set the company apart in the competitive financial services landscape.
4. Strategic Partnerships: InCred may have formed strategic partnerships with various stakeholders, including financial institutions, technology firms, and other key players in the financial ecosystem to enhance its reach and capabilities.
5. Market Presence: The company has likely expanded its market presence, serving customers across different regions in India and, potentially, exploring opportunities for growth beyond national borders.