KLM Axiva Finvest Ltd operates as a non-deposit-taking systemically important non-banking finance company (NBFC Middle Layer), targeting low and middle-income individuals and businesses. The company's business model centers on four primary verticals: Gold Loan, Micro, Small, and Medium Enterprise (MSME) loans, Personal loans, and Microfinance loans tailored to women customers.
Key Components:
Benefits:
Industry Recognition:
KLM Axiva Finvest Ltd is recognized as an exemplary ESOP company within the financial sector. Their innovative approach to employee ownership sets them apart, demonstrating a commitment to employee well-being and long-term organizational success.
Conclusion:
In summary, KLM Axiva Finvest Ltd's business model combines a customer-centric approach with a commitment to employee ownership and engagement. By serving underserved segments of the population with tailored financial solutions and fostering a culture of shared ownership, the company positions itself for sustainable growth and success in the dynamic financial services landscape.
Price Per Equity Share | ₹ 19 |
Lot Size | 2000 Shares |
52 Week High | ₹ 19 |
52 Week Low | ₹ 16 |
Depository | NSDL & CDSL |
PAN Number | AAACN7976P |
ISIN Number | INE01I501011 |
CIN | U65910TG1997PLC026983 |
RTA | KFin Technology |
Market Cap (in cr.) | ₹ 390 |
P/E Ratio | 16.96 |
P/B Ratio | 1.38 |
Debt to Equity | 3.06 |
ROE (%) | 8.44 |
Book Value | 13.75 |
Face Value | 10 |
Total Shares | 205400875 |
P&L Statement | 2021 | 2022 | 2023 | 2024 |
---|---|---|---|---|
Interest Earned | 124 | 179 | 275 | 306 |
Other Income | 3 | 6 | 3 | 10 |
Interest Expended | 73 | 104 | 143 | 155 |
Operating Expenses | 44 | 63 | 110 | 130 |
Provisions and contingencies | -1 | 0.6 | 1 | 0.4 |
PAT | 7 | 11 | 18 | 23 |
EPS | 1.03 | 0.96 | 0.96 | 1.12 |
Gross NPA | 6.56 | 0 | 0 | 1.6 |
Net NPA | 4.77 | 2.64 | 0.78 | 0.67 |
Financial Ratios | 2021 | 2022 | 2023 | 2024 |
---|---|---|---|---|
Advances | 733 | 1058 | 1445 | 1705 |
Book Value | 14.27 | 13.66 | 13.64 | 13.26 |
P/B | 1.26 | 1.32 | 1.32 | 1.36 |
ROE (%) | 7.22 | 7.02 | 7.07 | 8.44 |